:root {
    --azul: #064A83;
    --azul-deep: #043563;
    --azul-soft: #EAF1F8;
    --rojo: #D41618;
    --rojo-hover: #B30F11;
    --rojo-soft: #FCE8E8;
    --verde: #448639;
    --verde-hover: #356B2C;
    --verde-soft: #E8F1E5;
    --blanco: #FFFFFF;
    --gris-bg: #F5F7FA;
    --gris-line: #E4E9F0;
    --texto: #1A1A1A;
    --texto-apoyo: #4A4A4A;
  }

  * { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }

  body {
    font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
    color: var(--texto);
    background: var(--blanco);
    line-height: 1.55;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
  }

  img { max-width: 100%; display: block; }

  /* ── NAV ──────────────────────────────── */
  .nav {
    position: absolute;
    top: 0; left: 0; right: 0;
    z-index: 10;
    padding: 22px 48px;
    display: flex;
    align-items: center;
    justify-content: space-between;
  }

  .nav-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    color: var(--texto);
  }

  .nav-logo img { width: 44px; height: 44px; object-fit: contain; }

  .nav-logo-text {
    font-family: 'Fraunces', serif;
    font-weight: 600;
    font-size: 19px;
    letter-spacing: -0.01em;
    line-height: 1.1;
  }

  .nav-logo-sub {
    font-size: 10.5px;
    color: var(--texto-apoyo);
    letter-spacing: 0.14em;
    text-transform: uppercase;
    font-weight: 500;
    margin-top: 2px;
  }

  .nav-links {
    display: flex;
    gap: 36px;
    align-items: center;
  }

  .nav-links a {
    text-decoration: none;
    color: var(--texto);
    font-size: 14.5px;
    font-weight: 500;
    transition: color 0.2s;
  }

  .nav-links a:hover { color: var(--azul); }

  .nav-cta {
    background: var(--verde);
    color: var(--blanco) !important;
    padding: 10px 18px;
    border-radius: 999px;
    font-size: 14px !important;
    font-weight: 600 !important;
    display: inline-flex;
    align-items: center;
    gap: 7px;
    transition: background 0.2s, transform 0.2s;
  }

  .nav-cta:hover {
    background: var(--verde-hover);
    color: var(--blanco) !important;
    transform: translateY(-1px);
  }

  /* Desktop only (>1024px): the menu links sit over the blue hero panel,
     so they must be white. Below this width the panel moves to the bottom
     and the nav sits over white, where the links stay dark (see media rules). */
  @media (min-width: 1025px) {
    .nav-links a:not(.nav-cta) { color: var(--blanco); }
    .nav-links a:not(.nav-cta):hover { color: var(--azul-soft); }
  }

  /* ── HERO ─────────────────────────────── */
  .hero {
    position: relative;
    min-height: 100vh;
    padding: 140px 48px 80px;
    display: grid;
    grid-template-columns: 1.15fr 1fr;
    gap: 64px;
    align-items: center;
    background: var(--blanco);
    overflow: hidden;
  }

  .hero::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 52%; height: 100%;
    background: linear-gradient(135deg, #064A83 0%, #043563 100%);
    clip-path: polygon(15% 0, 100% 0, 100% 100%, 0% 100%);
    z-index: 0;
  }

  .hero::after {
    content: '';
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='3'/%3E%3CfeColorMatrix values='0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.04 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
    pointer-events: none;
    z-index: 1;
  }

  .hero-content {
    position: relative;
    z-index: 2;
    animation: rise 0.9s cubic-bezier(.2, .7, .2, 1) both;
  }

  @keyframes rise {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
  }

  .hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 14px;
    background: var(--verde-soft);
    border-radius: 999px;
    font-size: 13px;
    font-weight: 600;
    color: var(--verde);
    margin-bottom: 28px;
  }

  .hero-eyebrow-dot {
    width: 7px; height: 7px;
    border-radius: 50%;
    background: var(--verde);
    animation: pulse 2s infinite;
  }

  @keyframes pulse {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.4; }
  }

  .hero-title {
    font-family: 'Fraunces', serif;
    font-weight: 500;
    font-size: clamp(40px, 5.2vw, 68px);
    line-height: 1.02;
    letter-spacing: -0.025em;
    color: var(--texto);
    margin-bottom: 24px;
  }

  .hero-title em {
    font-style: italic;
    font-weight: 400;
    color: var(--azul);
    position: relative;
  }

  .hero-title em::after {
    content: '';
    position: absolute;
    left: 0; right: 0; bottom: 4px;
    height: 8px;
    background: var(--rojo);
    opacity: 0.18;
    z-index: -1;
    border-radius: 4px;
  }

  .hero-subtitle {
    font-size: 19px;
    color: var(--texto-apoyo);
    max-width: 540px;
    margin-bottom: 38px;
    line-height: 1.55;
  }

  .hero-ctas {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 44px;
  }

  .btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 26px;
    border-radius: 12px;
    font-family: inherit;
    font-size: 15.5px;
    font-weight: 600;
    text-decoration: none;
    cursor: pointer;
    border: none;
    transition: all 0.25s cubic-bezier(.2, .7, .2, 1);
  }

  .btn-primary {
    background: var(--verde);
    color: var(--blanco);
    box-shadow: 0 6px 20px rgba(68, 134, 57, 0.30);
  }

  .btn-primary:hover {
    background: var(--verde-hover);
    transform: translateY(-2px);
    box-shadow: 0 10px 28px rgba(68, 134, 57, 0.38);
  }

  .btn-secondary {
    background: var(--azul);
    color: var(--blanco);
    border: 1.5px solid var(--azul);
  }

  .btn-secondary:hover {
    background: var(--azul-deep);
    border-color: var(--azul-deep);
    color: var(--blanco);
    transform: translateY(-2px);
  }

  .btn svg { width: 18px; height: 18px; }

  .trust-row {
    display: flex;
    gap: 28px;
    flex-wrap: wrap;
    padding-top: 28px;
    border-top: 1px solid var(--gris-line);
  }

  .trust-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: var(--texto-apoyo);
    font-weight: 500;
  }

  .trust-icon {
    width: 22px; height: 22px;
    border-radius: 50%;
    background: var(--verde-soft);
    color: var(--verde);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }

  .trust-icon svg { width: 13px; height: 13px; }

  /* ── HERO VISUAL ─────────────────────── */
  .hero-visual {
    position: relative;
    z-index: 2;
    height: 540px;
    display: flex;
    align-items: center;
    justify-content: center;
  }

  .visual-stage {
    position: relative;
    width: 100%;
    height: 100%;
    animation: rise 0.9s 0.15s cubic-bezier(.2, .7, .2, 1) both;
  }

  .logo-card {
    position: absolute;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    width: 280px; height: 280px;
    background: var(--blanco);
    border-radius: 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 30px 80px rgba(4, 53, 99, 0.35),
                0 12px 32px rgba(4, 53, 99, 0.18);
    z-index: 3;
    padding: 28px;
  }

  .logo-card img { width: 100%; height: 100%; object-fit: contain; }

  .float-card {
    position: absolute;
    background: var(--blanco);
    padding: 14px 18px;
    border-radius: 14px;
    box-shadow: 0 12px 32px rgba(4, 53, 99, 0.18);
    display: flex;
    align-items: center;
    gap: 12px;
    z-index: 4;
  }

  .float-card-icon {
    width: 38px; height: 38px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }

  .float-card-icon svg { width: 20px; height: 20px; }
  .float-card-text { font-size: 13px; line-height: 1.3; }
  .float-card-title { font-weight: 700; color: var(--texto); font-size: 13.5px; }
  .float-card-sub { color: var(--texto-apoyo); font-size: 12px; }

  .card-whatsapp { top: 8%; left: -8%; animation: floatA 6s ease-in-out infinite; }
  .card-whatsapp .float-card-icon { background: #E7F8EE; color: #25D366; }

  .card-oficina { bottom: 12%; right: -6%; animation: floatB 7s ease-in-out infinite; }
  .card-oficina .float-card-icon { background: rgba(6, 74, 131, 0.08); color: var(--azul); }

  .card-gratis { top: 14%; right: -4%; animation: floatC 8s ease-in-out infinite; }
  .card-gratis .float-card-icon { background: var(--verde-soft); color: var(--verde); }

  @keyframes floatA { 0%,100%{transform:translateY(0);} 50%{transform:translateY(-12px);} }
  @keyframes floatB { 0%,100%{transform:translateY(0);} 50%{transform:translateY(10px);} }
  @keyframes floatC { 0%,100%{transform:translateY(0);} 50%{transform:translateY(-8px);} }

  .visual-dots {
    position: absolute;
    width: 380px; height: 380px;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    background-image: radial-gradient(circle, rgba(255,255,255,0.25) 1.5px, transparent 1.5px);
    background-size: 22px 22px;
    border-radius: 50%;
    z-index: 1;
    opacity: 0.6;
  }

  /* ════════════════════════════════════════ */
  /* ── GRILLA DE SEGUROS ─────────────────── */
  /* ════════════════════════════════════════ */

  .seguros {
    padding: 120px 48px;
    background: var(--gris-bg);
    position: relative;
  }

  .seguros-container {
    max-width: 1280px;
    margin: 0 auto;
  }

  .section-head {
    text-align: center;
    margin-bottom: 64px;
  }

  .section-eyebrow {
    display: inline-block;
    font-size: 12.5px;
    font-weight: 600;
    color: var(--azul);
    letter-spacing: 0.16em;
    text-transform: uppercase;
    margin-bottom: 16px;
    padding: 6px 14px;
    background: var(--azul-soft);
    border-radius: 999px;
  }

  .section-title {
    font-family: 'Fraunces', serif;
    font-weight: 500;
    font-size: clamp(32px, 4vw, 48px);
    line-height: 1.08;
    letter-spacing: -0.025em;
    color: var(--texto);
    max-width: 720px;
    margin: 0 auto 18px;
  }

  .section-title em {
    font-style: italic;
    color: var(--azul);
    font-weight: 400;
  }

  .section-sub {
    font-size: 18px;
    color: var(--texto-apoyo);
    max-width: 580px;
    margin: 0 auto;
  }

  .seguros-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
  }

  .seguro-card {
    position: relative;
    background: var(--blanco);
    border-radius: 18px;
    padding: 28px 24px 26px;
    text-decoration: none;
    color: var(--texto);
    border: 1px solid var(--gris-line);
    transition: all 0.3s cubic-bezier(.2, .7, .2, 1);
    display: flex;
    flex-direction: column;
    min-height: 220px;
    overflow: hidden;
  }

  .seguro-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    background: var(--azul);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.35s cubic-bezier(.2, .7, .2, 1);
  }

  .seguro-card:hover {
    transform: translateY(-4px);
    border-color: transparent;
    box-shadow: 0 20px 40px -12px rgba(6, 74, 131, 0.18);
  }

  .seguro-card:hover::before { transform: scaleX(1); }

  .seguro-card:hover .seguro-arrow {
    opacity: 1;
    transform: translate(0, 0);
  }

  .seguro-icon {
    width: 52px; height: 52px;
    border-radius: 12px;
    background: var(--azul-soft);
    color: var(--azul);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    transition: transform 0.3s;
  }

  .seguro-card:hover .seguro-icon { transform: scale(1.06) rotate(-3deg); }

  .seguro-icon svg { width: 26px; height: 26px; }

  /* Variantes de acento por card */
  .seguro-card.accent-verde .seguro-icon { background: var(--verde-soft); color: var(--verde); }
  .seguro-card.accent-verde::before { background: var(--verde); }

  .seguro-card.accent-rojo .seguro-icon { background: var(--rojo-soft); color: var(--rojo); }
  .seguro-card.accent-rojo::before { background: var(--rojo); }

  .seguro-name {
    font-family: 'Fraunces', serif;
    font-weight: 600;
    font-size: 22px;
    letter-spacing: -0.015em;
    margin-bottom: 8px;
    color: var(--texto);
  }

  .seguro-desc {
    font-size: 14px;
    color: var(--texto-apoyo);
    line-height: 1.5;
    flex-grow: 1;
  }

  .seguro-arrow {
    position: absolute;
    top: 28px; right: 24px;
    width: 28px; height: 28px;
    border-radius: 50%;
    background: var(--azul);
    color: var(--blanco);
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    transform: translate(-6px, 6px);
    transition: all 0.3s cubic-bezier(.2, .7, .2, 1);
  }

  .seguro-card.accent-verde .seguro-arrow { background: var(--verde); }
  .seguro-card.accent-rojo .seguro-arrow { background: var(--rojo); }

  .seguro-arrow svg { width: 13px; height: 13px; }

  /* Card "Otros seguros" — destacada */
  .seguro-card.featured {
    background: linear-gradient(135deg, #064A83 0%, #043563 100%);
    color: var(--blanco);
    border-color: transparent;
  }

  .seguro-card.featured .seguro-icon {
    background: rgba(255, 255, 255, 0.15);
    color: var(--blanco);
  }

  .seguro-card.featured .seguro-name { color: var(--blanco); }

  .seguro-card.featured .seguro-desc {
    color: rgba(255, 255, 255, 0.78);
  }

  .seguro-card.featured::before { display: none; }

  .seguro-card.featured .seguro-arrow {
    background: var(--rojo);
    color: var(--blanco);
    opacity: 1;
    transform: translate(0, 0);
  }

  .seguro-card.featured:hover {
    box-shadow: 0 24px 48px -12px rgba(6, 74, 131, 0.45);
  }

  /* Patrón decorativo en featured */
  .seguro-card.featured::after {
    content: '';
    position: absolute;
    right: -40px; bottom: -40px;
    width: 160px; height: 160px;
    background-image: radial-gradient(circle, rgba(255,255,255,0.08) 1.2px, transparent 1.2px);
    background-size: 14px 14px;
    border-radius: 50%;
    pointer-events: none;
  }

  /* Footnote de la sección */
  .seguros-foot {
    margin-top: 48px;
    text-align: center;
    font-size: 15px;
    color: var(--texto-apoyo);
  }

  .seguros-foot strong {
    color: var(--azul);
    font-weight: 600;
  }

  .seguros-foot a {
    color: var(--rojo);
    text-decoration: none;
    font-weight: 600;
    border-bottom: 1.5px solid var(--rojo-soft);
    transition: border-color 0.2s;
  }

  .seguros-foot a:hover { border-color: var(--rojo); }

  /* ════════════════════════════════════════ */
  /* ── CÓMO TRABAJAMOS ──────────────────── */
  /* ════════════════════════════════════════ */

  .pasos {
    padding: 120px 48px;
    background: linear-gradient(180deg, var(--blanco) 0%, var(--gris-bg) 100%);
    position: relative;
    overflow: hidden;
  }

  .pasos-container {
    max-width: 1280px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
  }

  .pasos-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    position: relative;
  }

  /* Línea conectora entre pasos (decorativa) */
  .pasos-grid::before {
    content: '';
    position: absolute;
    top: 56px;
    left: 16.66%;
    right: 16.66%;
    height: 2px;
    background-image: linear-gradient(to right, var(--azul-soft) 50%, transparent 50%);
    background-size: 12px 2px;
    background-repeat: repeat-x;
    z-index: 0;
  }

  .paso-card {
    position: relative;
    background: var(--blanco);
    border: 1px solid var(--gris-line);
    border-radius: 20px;
    padding: 36px 30px 32px;
    z-index: 1;
    transition: all 0.3s cubic-bezier(.2, .7, .2, 1);
  }

  .paso-card:hover {
    transform: translateY(-4px);
    border-color: transparent;
    box-shadow: 0 20px 40px -14px rgba(6, 74, 131, 0.18);
  }

  .paso-num {
    width: 56px; height: 56px;
    border-radius: 16px;
    background: var(--azul);
    color: var(--blanco);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Fraunces', serif;
    font-size: 26px;
    font-weight: 600;
    margin-bottom: 24px;
    box-shadow: 0 8px 20px -4px rgba(6, 74, 131, 0.35);
  }

  .paso-card:nth-child(2) .paso-num { background: var(--verde); box-shadow: 0 8px 20px -4px rgba(68, 134, 57, 0.35); }
  .paso-card:nth-child(3) .paso-num { background: var(--rojo); box-shadow: 0 8px 20px -4px rgba(212, 22, 24, 0.35); }

  .paso-title {
    font-family: 'Fraunces', serif;
    font-weight: 600;
    font-size: 24px;
    letter-spacing: -0.015em;
    color: var(--texto);
    margin-bottom: 10px;
    line-height: 1.15;
  }

  .paso-desc {
    font-size: 15px;
    line-height: 1.55;
    color: var(--texto-apoyo);
  }

  /* ════════════════════════════════════════ */
  /* ── EQUIPO ──────────────────────────── */
  /* ════════════════════════════════════════ */

  .equipo {
    padding: 120px 48px;
    background: var(--blanco);
    position: relative;
    overflow: hidden;
  }

  .equipo-container {
    max-width: 1280px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
  }

  .equipo-head .section-eyebrow {
    background: var(--rojo-soft);
    color: var(--rojo);
  }

  .equipo-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
  }

  .miembro {
    position: relative;
    background: var(--blanco);
    border: 1px solid var(--gris-line);
    border-radius: 20px;
    padding: 32px 24px 28px;
    text-align: center;
    transition: all 0.3s cubic-bezier(.2, .7, .2, 1);
    overflow: hidden;
  }

  .miembro:hover {
    transform: translateY(-4px);
    border-color: transparent;
    box-shadow: 0 20px 40px -14px rgba(6, 74, 131, 0.18);
  }

  /* Acento superior en cada card */
  .miembro::before {
    content: '';
    position: absolute;
    top: 0; left: 50%;
    transform: translateX(-50%);
    width: 40px;
    height: 4px;
    background: var(--azul);
    border-radius: 0 0 4px 4px;
    transition: width 0.3s;
  }

  .miembro:hover::before { width: 80px; }

  .miembro.referente::before { background: var(--rojo); }
  .miembro.acento-verde::before { background: var(--verde); }
  .miembro.acento-rojo::before { background: var(--rojo); }

  .miembro-avatar {
    width: 120px; height: 120px;
    margin: 8px auto 22px;
    border-radius: 50%;
    overflow: hidden;
    position: relative;
    transition: transform 0.3s;
    box-shadow: 0 8px 24px -8px rgba(6, 74, 131, 0.25);
  }

  .miembro-avatar img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }

  /* Anillo de color sutil alrededor del avatar */
  .miembro-avatar::after {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: 50%;
    box-shadow: inset 0 0 0 3px var(--blanco), inset 0 0 0 5px var(--azul-soft);
    pointer-events: none;
  }

  .miembro.referente .miembro-avatar::after {
    box-shadow: inset 0 0 0 3px var(--blanco), inset 0 0 0 5px var(--rojo-soft);
  }

  .miembro.acento-verde .miembro-avatar::after {
    box-shadow: inset 0 0 0 3px var(--blanco), inset 0 0 0 5px var(--verde-soft);
  }

  .miembro.acento-rojo .miembro-avatar::after {
    box-shadow: inset 0 0 0 3px var(--blanco), inset 0 0 0 5px var(--rojo-soft);
  }

  .miembro:hover .miembro-avatar { transform: scale(1.05); }

  /* Badge de "referente" en Celeste */
  .miembro-badge {
    position: absolute;
    top: 20px; right: 20px;
    font-size: 10.5px;
    font-weight: 600;
    color: var(--rojo);
    background: var(--rojo-soft);
    padding: 4px 10px;
    border-radius: 999px;
    letter-spacing: 0.06em;
    text-transform: uppercase;
  }

  .miembro-nombre {
    font-family: 'Fraunces', serif;
    font-weight: 600;
    font-size: 19px;
    letter-spacing: -0.015em;
    color: var(--texto);
    margin-bottom: 6px;
    line-height: 1.2;
  }

  .miembro-rol {
    font-size: 13.5px;
    color: var(--texto-apoyo);
    line-height: 1.4;
    min-height: 38px;
  }


  .miembro-mail {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: 14px;
    padding: 7px 12px;
    background: var(--gris-bg);
    border-radius: 999px;
    font-size: 12.5px;
    color: var(--texto-apoyo);
    text-decoration: none;
    transition: all 0.2s;
    font-weight: 500;
    border: 1px solid transparent;
    word-break: break-all;
  }

  .miembro-mail:hover {
    background: var(--blanco);
    border-color: var(--azul);
    color: var(--azul);
  }

  .miembro-mail svg {
    width: 12px; height: 12px;
    flex-shrink: 0;
  }
  /* Mensaje cierre del equipo */
  .equipo-cierre {
    margin-top: 56px;
    padding: 36px 40px;
    background: var(--gris-bg);
    border-radius: 18px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
  }

  .equipo-cierre-text {
    font-family: 'Fraunces', serif;
    font-size: 22px;
    line-height: 1.3;
    color: var(--texto);
    font-weight: 500;
    letter-spacing: -0.015em;
    max-width: 640px;
  }

  .equipo-cierre-text em {
    font-style: italic;
    color: var(--azul);
    font-weight: 400;
  }

  /* ════════════════════════════════════════ */
  /* ── RESEÑAS ──────────────────────────── */
  /* ════════════════════════════════════════ */

  .resenas {
    padding: 120px 48px;
    background: var(--blanco);
    position: relative;
    overflow: hidden;
  }

  .resenas-container {
    max-width: 1280px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
  }

  .resenas-head {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 48px;
    margin-bottom: 56px;
  }

  .resenas-head-left {
    max-width: 620px;
  }

  .resenas-head .section-eyebrow {
    background: var(--verde-soft);
    color: var(--verde);
  }

  .google-badge {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    padding: 14px 20px;
    background: var(--gris-bg);
    border: 1px solid var(--gris-line);
    border-radius: 14px;
    text-decoration: none;
    color: var(--texto);
    transition: all 0.25s;
    flex-shrink: 0;
  }

  .google-badge:hover {
    border-color: var(--azul);
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(6, 74, 131, 0.12);
  }

  .google-badge-logo {
    width: 28px; height: 28px;
    flex-shrink: 0;
  }

  .google-badge-text {
    font-size: 13px;
    line-height: 1.25;
  }

  .google-badge-title {
    font-weight: 600;
    color: var(--texto);
    font-size: 13.5px;
  }

  .google-badge-sub {
    color: var(--texto-apoyo);
    font-size: 12px;
  }

  .resenas-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
  }

  .resena-card {
    position: relative;
    background: var(--blanco);
    border: 1px solid var(--gris-line);
    border-radius: 20px;
    padding: 34px 28px 28px;
    overflow: hidden;
    transition: all 0.3s cubic-bezier(.2, .7, .2, 1);
  }

  .resena-card:hover {
    border-color: transparent;
    transform: translateY(-4px);
    box-shadow: 0 20px 44px -14px rgba(6, 74, 131, 0.18);
  }

  /* Comilla tipográfica de fondo */
  .resena-card::before {
    content: '"';
    position: absolute;
    top: -24px;
    right: 18px;
    font-family: 'Fraunces', serif;
    font-size: 160px;
    line-height: 1;
    color: var(--azul-soft);
    font-weight: 600;
    pointer-events: none;
    z-index: 0;
  }

  .resena-stars {
    display: flex;
    gap: 3px;
    margin-bottom: 18px;
    position: relative;
    z-index: 1;
  }

  .resena-stars svg {
    width: 16px; height: 16px;
    fill: #FFB400;
  }

  .resena-text {
    font-size: 15.5px;
    line-height: 1.6;
    color: var(--texto);
    position: relative;
    z-index: 1;
    margin-bottom: 24px;
  }

  .resena-footer {
    display: flex;
    align-items: center;
    gap: 12px;
    position: relative;
    z-index: 1;
    padding-top: 20px;
    border-top: 1px solid var(--gris-line);
  }

  .resena-avatar {
    width: 42px; height: 42px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--blanco);
    font-weight: 700;
    font-size: 15px;
    font-family: 'Plus Jakarta Sans', sans-serif;
    letter-spacing: -0.01em;
    flex-shrink: 0;
  }

  .resena-avatar.az { background: var(--azul); }
  .resena-avatar.vd { background: var(--verde); }
  .resena-avatar.rj { background: var(--rojo); }

  .resena-meta {
    line-height: 1.3;
  }

  .resena-name {
    font-weight: 600;
    font-size: 14.5px;
    color: var(--texto);
  }

  .resena-date {
    font-size: 13px;
    color: var(--texto-apoyo);
    display: flex;
    align-items: center;
    gap: 6px;
  }

  .resena-date svg {
    width: 12px; height: 12px;
  }

  .resenas-foot {
    margin-top: 56px;
    text-align: center;
  }

  .resenas-foot-text {
    font-size: 15.5px;
    color: var(--texto-apoyo);
    margin-bottom: 20px;
  }

  .resenas-foot-text strong {
    color: var(--texto);
    font-weight: 600;
  }

  /* ════════════════════════════════════════ */
  /* ── COMPAÑÍAS / MURO DE LOGOS ────────── */
  /* ════════════════════════════════════════ */

  .companias {
    padding: 120px 48px;
    background: #FFF;
    position: relative;
    border-top: 1px solid var(--gris-line);
    border-bottom: 1px solid var(--gris-line);
  }

  .companias-container {
    max-width: 1200px;
    margin: 0 auto;
  }

  .companias-head {
    text-align: center;
    margin-bottom: 64px;
  }

  .companias-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 14px;
  }

  .compania-card {
    position: relative;
    background: #FFF;
    border: 1px solid var(--gris-line);
    border-radius: 14px;
    padding: 28px 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 130px;
    transition: transform 0.35s cubic-bezier(.2, .7, .2, 1),
                box-shadow 0.35s cubic-bezier(.2, .7, .2, 1),
                border-color 0.35s;
    overflow: hidden;
  }

  .compania-card::before {
    content: "";
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 2px;
    background: var(--azul);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s cubic-bezier(.2, .7, .2, 1);
  }

  .compania-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 14px 32px -18px rgba(6, 74, 131, 0.28);
    border-color: var(--azul-soft);
  }

  .compania-card:hover::before { transform: scaleX(1); }
  .compania-card:nth-child(3n)::before { background: var(--verde); }
  .compania-card:nth-child(5n)::before { background: var(--rojo); }

  .compania-logo {
    max-width: 100%;
    max-height: 60px;
    width: auto;
    height: auto;
    object-fit: contain;
    filter: grayscale(0.15);
    opacity: 0.9;
    transition: filter 0.35s, opacity 0.35s, transform 0.35s;
  }

  .compania-card:hover .compania-logo {
    filter: grayscale(0);
    opacity: 1;
    transform: scale(1.04);
  }

  /* Tarjeta extra "otra compañía" */
  .compania-card-extra {
    background: var(--azul-soft);
    border-color: transparent;
    flex-direction: column;
    text-align: center;
    gap: 6px;
  }

  .compania-card-extra::before { display: none; }

  .compania-card-extra:hover {
    background: #DFE9F4;
    border-color: transparent;
  }

  .compania-card-extra-title {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-weight: 700;
    color: var(--azul-deep);
    font-size: 15px;
    letter-spacing: -0.005em;
    line-height: 1.25;
  }

  .compania-card-extra-sub {
    font-size: 12px;
    color: var(--azul);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.12em;
  }

  .companias-foot {
    margin-top: 56px;
    text-align: center;
    font-size: 15.5px;
    color: var(--texto-apoyo);
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.6;
  }

  .companias-foot a {
    color: var(--rojo);
    text-decoration: none;
    font-weight: 600;
    white-space: nowrap;
  }

  .companias-foot a:hover {
    text-decoration: underline;
    text-underline-offset: 3px;
  }

  /* ════════════════════════════════════════ */
  /* ── CONTACTO / OFICINA ───────────────── */
  /* ════════════════════════════════════════ */

  .contacto {
    padding: 120px 48px;
    background: var(--gris-bg);
    position: relative;
    overflow: hidden;
  }

  .contacto-container {
    max-width: 1280px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
  }

  .contacto-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 48px;
    align-items: stretch;
  }

  .contacto-info {
    background: var(--blanco);
    border-radius: 24px;
    padding: 48px 44px;
    border: 1px solid var(--gris-line);
    display: flex;
    flex-direction: column;
  }

  .contacto-info .section-eyebrow {
    background: var(--azul-soft);
    color: var(--azul);
    margin-bottom: 18px;
  }

  .contacto-titulo {
    font-family: 'Fraunces', serif;
    font-weight: 500;
    font-size: clamp(30px, 3.4vw, 40px);
    line-height: 1.08;
    letter-spacing: -0.025em;
    color: var(--texto);
    margin-bottom: 14px;
  }

  .contacto-titulo em {
    font-style: italic;
    color: var(--azul);
    font-weight: 400;
  }

  .contacto-bajada {
    font-size: 16px;
    color: var(--texto-apoyo);
    margin-bottom: 36px;
    line-height: 1.55;
  }

  .contacto-list {
    list-style: none;
    margin: 0 0 32px;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 18px;
  }

  .contacto-item {
    display: flex;
    align-items: flex-start;
    gap: 16px;
  }

  .contacto-icon {
    width: 42px; height: 42px;
    border-radius: 12px;
    background: var(--azul-soft);
    color: var(--azul);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }

  .contacto-icon.verde { background: var(--verde-soft); color: var(--verde); }
  .contacto-icon.rojo { background: var(--rojo-soft); color: var(--rojo); }

  .contacto-icon svg { width: 19px; height: 19px; }

  .contacto-item-text {
    line-height: 1.4;
    padding-top: 2px;
  }

  .contacto-item-label {
    font-size: 12px;
    font-weight: 600;
    color: var(--texto-apoyo);
    letter-spacing: 0.1em;
    text-transform: uppercase;
    margin-bottom: 4px;
  }

  .contacto-item-value {
    font-size: 16px;
    color: var(--texto);
    font-weight: 500;
    text-decoration: none;
    line-height: 1.4;
  }

  a.contacto-item-value:hover { color: var(--azul); }

  .contacto-item-value.horario {
    display: flex;
    flex-direction: column;
    gap: 2px;
  }

  .contacto-item-value.horario small {
    font-size: 13px;
    color: var(--texto-apoyo);
    font-weight: 400;
  }

  .contacto-ctas {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-top: auto;
    padding-top: 24px;
    border-top: 1px solid var(--gris-line);
  }

  /* Mapa */
  .contacto-mapa {
    position: relative;
    border-radius: 24px;
    overflow: hidden;
    min-height: 480px;
    border: 1px solid var(--gris-line);
    background: var(--gris-bg);
  }

  .contacto-mapa iframe {
    width: 100%;
    height: 100%;
    border: 0;
    display: block;
    position: absolute;
    inset: 0;
  }

  .mapa-pin {
    position: absolute;
    bottom: 24px;
    left: 24px;
    right: 24px;
    background: var(--blanco);
    border-radius: 14px;
    padding: 16px 18px;
    box-shadow: 0 16px 36px -8px rgba(6, 74, 131, 0.28);
    display: flex;
    align-items: center;
    gap: 14px;
    z-index: 2;
    text-decoration: none;
    color: var(--texto);
    transition: transform 0.25s;
  }

  .mapa-pin:hover { transform: translateY(-2px); }

  .mapa-pin-icon {
    width: 44px; height: 44px;
    border-radius: 12px;
    background: var(--rojo);
    color: var(--blanco);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }

  .mapa-pin-icon svg { width: 20px; height: 20px; }

  .mapa-pin-text { flex: 1; line-height: 1.3; }
  .mapa-pin-title { font-weight: 700; font-size: 15px; }
  .mapa-pin-sub { font-size: 13px; color: var(--texto-apoyo); }

  .mapa-pin-arrow {
    color: var(--texto-apoyo);
    flex-shrink: 0;
  }

  .mapa-pin:hover .mapa-pin-arrow { color: var(--azul); }

  /* ════════════════════════════════════════ */
  /* ── FOOTER ───────────────────────────── */
  /* ════════════════════════════════════════ */

  .footer {
    background: linear-gradient(135deg, #064A83 0%, #043563 100%);
    color: var(--blanco);
    padding: 80px 48px 32px;
    position: relative;
    overflow: hidden;
  }

  .footer::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 320px; height: 320px;
    background-image: radial-gradient(circle, rgba(255,255,255,0.06) 1.5px, transparent 1.5px);
    background-size: 18px 18px;
    border-radius: 50%;
    transform: translate(30%, -30%);
    pointer-events: none;
  }

  .footer-container {
    max-width: 1280px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
  }

  .footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr;
    gap: 56px;
    padding-bottom: 56px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  }

  .footer-brand-row {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 22px;
  }

  .footer-brand-row img {
    width: 52px; height: 52px;
    object-fit: contain;
    background: var(--blanco);
    border-radius: 12px;
    padding: 6px;
  }

  .footer-brand-name {
    font-family: 'Fraunces', serif;
    font-weight: 600;
    font-size: 22px;
    letter-spacing: -0.01em;
    line-height: 1.1;
  }

  .footer-brand-sub {
    font-size: 11px;
    color: rgba(255, 255, 255, 0.65);
    letter-spacing: 0.14em;
    text-transform: uppercase;
    margin-top: 3px;
    font-weight: 500;
  }

  .footer-desc {
    font-size: 14.5px;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.78);
    max-width: 380px;
    margin-bottom: 24px;
  }

  .footer-h {
    font-size: 12.5px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.14em;
    color: rgba(255, 255, 255, 0.6);
    margin-bottom: 22px;
  }

  .footer-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
  }

  .footer-list a {
    color: rgba(255, 255, 255, 0.85);
    text-decoration: none;
    font-size: 14.5px;
    transition: color 0.2s;
    display: inline-flex;
    align-items: center;
    gap: 8px;
  }

  .footer-list a:hover { color: var(--blanco); }

  .footer-list a svg {
    width: 15px; height: 15px;
    opacity: 0.7;
    flex-shrink: 0;
  }

  .footer-social {
    display: flex;
    gap: 10px;
    margin-top: 18px;
  }

  .footer-social a {
    width: 40px; height: 40px;
    border-radius: 10px;
    background: rgba(255, 255, 255, 0.1);
    color: var(--blanco);
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    transition: all 0.25s;
  }

  .footer-social a:hover {
    background: var(--rojo);
    transform: translateY(-2px);
  }

  .footer-social svg { width: 18px; height: 18px; }

  .footer-regulatoria {
    margin-top: 8px;
    padding: 18px 22px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    display: flex;
    align-items: center;
    gap: 18px;
    flex-wrap: wrap;
  }

  .footer-regulatoria-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    background: rgba(255, 255, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: rgba(255, 255, 255, 0.9);
  }

  .footer-regulatoria-text {
    flex: 1;
    min-width: 220px;
    font-size: 12.5px;
    line-height: 1.55;
    color: rgba(255, 255, 255, 0.75);
  }

  .footer-regulatoria-text strong {
    color: rgba(255, 255, 255, 0.95);
    font-weight: 600;
  }

  .footer-regulatoria-text a {
    color: #FFF;
    text-decoration: underline;
    text-decoration-color: rgba(255, 255, 255, 0.4);
    text-underline-offset: 3px;
    transition: text-decoration-color 0.2s;
  }

  .footer-regulatoria-text a:hover {
    text-decoration-color: rgba(255, 255, 255, 1);
  }

  .footer-bottom {
    padding-top: 28px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
    font-size: 13px;
    color: rgba(255, 255, 255, 0.55);
  }

  .footer-bottom-legal {
    display: flex;
    gap: 18px;
    flex-wrap: wrap;
  }

  .footer-bottom-legal span {
    opacity: 0.8;
  }

  /* ── WHATSAPP FAB ──────────────────────── */
  .whatsapp-fab {
    position: fixed;
    bottom: 28px; right: 28px;
    width: 60px; height: 60px;
    border-radius: 50%;
    background: #25D366;
    color: var(--blanco);
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 8px 24px rgba(37, 211, 102, 0.4);
    z-index: 100;
    text-decoration: none;
    transition: transform 0.25s;
  }

  .whatsapp-fab::before {
    content: '';
    position: absolute;
    inset: -4px;
    border-radius: 50%;
    background: rgba(37, 211, 102, 0.35);
    z-index: -1;
    animation: ringPulse 2.2s infinite;
  }

  @keyframes ringPulse {
    0% { transform: scale(1); opacity: 0.7; }
    100% { transform: scale(1.5); opacity: 0; }
  }

  .whatsapp-fab:hover { transform: scale(1.08); }
  .whatsapp-fab svg { width: 30px; height: 30px; }

  /* ── RESPONSIVE ───────────────────────── */
  @media (max-width: 1100px) {
    .seguros-grid { grid-template-columns: repeat(2, 1fr); }
    .seguros { padding: 100px 32px; }
    .companias { padding: 90px 32px; }
    .companias-grid { grid-template-columns: repeat(3, 1fr); }
  }

  @media (max-width: 1024px) {
    .hero {
      grid-template-columns: 1fr;
      padding: 120px 32px 60px;
      gap: 48px;
    }
    .hero::before {
      width: 100%; height: 45%;
      top: auto; bottom: 0;
      clip-path: polygon(0 18%, 100% 0, 100% 100%, 0 100%);
    }
    .hero-visual { height: 420px; order: 2; }
    .logo-card { width: 220px; height: 220px; }
  }

  @media (max-width: 720px) {
    .nav { padding: 16px 20px; }
    .nav-links { gap: 18px; }
    .nav-links a:not(.nav-cta) { display: none; }

    .hero {
      padding: 100px 20px 40px;
      min-height: auto;
    }
    .hero-subtitle { font-size: 17px; }
    .hero-ctas { flex-direction: column; align-items: stretch; }
    .btn { justify-content: center; }

    /* Keep the blue diagonal panel behind the visual only, so it never rises
       up under the trust row / address (which would put dark text on blue). */
    .hero::before { height: 380px; }

    /* Address & trust items each on their own line, below the buttons. */
    .trust-row {
      flex-direction: column;
      align-items: flex-start;
      gap: 14px;
      margin-bottom: 8px;
    }

    .hero-visual { height: 360px; }
    .logo-card { width: 180px; height: 180px; padding: 20px; }
    .float-card { padding: 10px 14px; }
    .float-card-text { font-size: 12px; }
    .float-card-title { font-size: 12.5px; }

    .seguros { padding: 72px 20px; }
    .seguros-grid { grid-template-columns: 1fr; gap: 14px; }
    .section-head { margin-bottom: 48px; }
    .section-sub { font-size: 16px; }
    .seguro-arrow { opacity: 1; transform: translate(0, 0); }

    .pasos { padding: 72px 20px; }
    .pasos-grid { grid-template-columns: 1fr; gap: 16px; }
    .pasos-grid::before { display: none; }
    .paso-card { padding: 28px 24px 24px; }
    .paso-num { width: 48px; height: 48px; font-size: 22px; margin-bottom: 18px; }
    .paso-title { font-size: 22px; }

    .equipo { padding: 72px 20px; }
    .equipo-grid { grid-template-columns: repeat(2, 1fr); gap: 14px; }
    .miembro { padding: 28px 18px 22px; }
    .miembro-avatar { width: 96px; height: 96px; margin: 8px auto 18px; }
    .miembro-nombre { font-size: 17px; }
    .miembro-rol { font-size: 13px; min-height: auto; }
    .miembro-badge { top: 14px; right: 14px; font-size: 9.5px; padding: 3px 8px; }
    .equipo-cierre {
      flex-direction: column;
      align-items: flex-start;
      padding: 28px 24px;
      gap: 20px;
    }
    .equipo-cierre-text { font-size: 19px; }

    .resenas { padding: 72px 20px; }
    .resenas-head { flex-direction: column; align-items: flex-start; gap: 24px; margin-bottom: 40px; }
    .resenas-grid { grid-template-columns: 1fr; gap: 16px; }
    .resena-card { padding: 28px 22px 22px; }
    .resena-text { font-size: 15px; }

    .companias { padding: 64px 20px; }
    .companias-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }
    .companias-head { margin-bottom: 40px; }
    .compania-card { padding: 22px 14px; min-height: 100px; }
    .compania-logo { max-height: 46px; }
    .companias-foot { margin-top: 40px; font-size: 14.5px; }

    .contacto { padding: 72px 20px; }
    .contacto-grid { grid-template-columns: 1fr; gap: 20px; }
    .contacto-info { padding: 36px 28px; }
    .contacto-mapa { min-height: 360px; }
    .mapa-pin { left: 16px; right: 16px; bottom: 16px; padding: 14px 16px; }

    .footer { padding: 60px 20px 28px; }
    .footer-grid { grid-template-columns: 1fr; gap: 40px; padding-bottom: 40px; }
    .footer-bottom { flex-direction: column; align-items: flex-start; text-align: left; }

    .whatsapp-fab { width: 54px; height: 54px; bottom: 18px; right: 18px; }
  }

  @media (max-width: 1100px) {
    .resenas { padding: 100px 32px; }
    .resenas-grid { grid-template-columns: repeat(2, 1fr); }
    .pasos { padding: 100px 32px; }
    .equipo { padding: 100px 32px; }
    .equipo-grid { grid-template-columns: repeat(2, 1fr); }
    .contacto { padding: 100px 32px; }
    .contacto-grid { grid-template-columns: 1fr; gap: 24px; }
    .contacto-mapa { min-height: 400px; }
    .footer { padding: 72px 32px 32px; }
    .footer-grid { grid-template-columns: 1.4fr 1fr; gap: 40px; }
  }

  @media (max-width: 480px) {
    .card-whatsapp { left: -2%; }
    .card-oficina { right: -2%; }
    .card-gratis { right: 0; }
    .trust-row { gap: 16px; }
    .trust-item { font-size: 13px; }
  }